• Welcome to SCT Reserve Consultants, Inc.

    Expert RESERVE STUDY consultants for your community. Not sure what a reserve study is? Start here

  • Develop a Strategy for your Community

    SCT Reserve Consultants are the most trusted Reserve Study specialists in Southern California. More about us

  • Where Can You See Us Next?

    See where we will be presenting, educating, and networking next in our upcoming events... View Upcoming Events


What We Do

SCT Reserve Consultants, Inc. provides reserve studies for common interest developments, most commonly known as Homeowner Associations and Timeshares. We model our reserve study to comply with the California Civil Code and the Community Associations Institute’s (CAI) National Reserve Study Standards to insure full compliance. Our reserve study provides a ton of useful information, and will allow your community to meet all of your necessary disclosure requirements.

Check out some of our articles here!

About Us

SCT Reserve Consultants, Inc. has been preparing reserve studies since 1990.  We have worked with condominium, homeowners, and timeshare associations throughout California, but focus on the following areas of Southern California:
San Diego County, Orange County, Los Angeles, Inland Empire & Riverside County, and Coachella Valley.

Find out more about SCT here.

SCT’s Reserve Studies

  • Identify all qualifying assets
  • Establish replacement costs
  • Determine useful lives
  • Project remaining lives
  • Compute funding requirements
  • Provide a summary of findings
  • Provide useful recommendations
  • Charts & graphs
  • Color photographs

    SCT Reserve Consultants provided my community with an outstanding reserve study.  It was thorough as well as simple to understand, and met all our statutory requirements.  The customer service was excellent and exceeded my expectations.
    Terry, Community Manager

    Upcoming Events


    CAI CV – Corks for CLAC

    Date: March 23, 2018

    Time: 5:30 pm

    Location: Shields Date Gardens

    Support CAI’s legislative efforts at this year’s Corks for CLAC Wine Tasting event in the Coachella Valley. The California Legislative Action Committee serves the educational, business and networking needs of homeowners associations in the state of California.

    CAI-CLAC Legislative Day at the Capitol 2018

    Start date: April 8, 2018

    End date: April 9, 2018

    Location: Hyatt Regency Sacramento

    This is a once a year opportunity to join CLAC members from across the state to attend Education Sessions, ‘Meet the Delegates’ and meet with and educate their legislators on legislation that is important to those who live in and work with Community Associations.

    CAI San Diego: Ask the Experts Roadshow

    Date: April 11, 2018

    Time: 9:00 am – 11:00 am

    Location: Chula Vista

    Come join us for an expert panel all about Reserve Studies! Mike Graves, RS of SCT is joined by Robert Kelly, CCAM, CMCA, AMS, community manager of Windingwalk Master Association in Otay Ranch, and Jeffery French, Esq. of Green Bryant & French. A few main points: Reserves vs. Operating Roles, Board & Money Movement, Borrowing, Differences & Components of Reserves, and Solar Energy Systems.

    IT’S FREE, but you must register. Contact CAI SD or follow the link for more info!